Health Insurance Plans for Logistics
Tax Benefits & Preferred Rates!
Health Insurance Plans for LOGISTICS
Tax Benefits & Preferred Rates!
Over paying for your Health Insurance?
Over paying for your Health Insurance?
GET A FREE QUOTE FROM LOCAL AGENT
GET A FREE QUOTE FROM LOCAL AGENT
When you're a 1099 Freight Agent, no one cares about your Health, But We Do!
Health Insurance is one of the most important things that you will need to take care of in your life. The Coverage can be obtained through many different ways and it's very crucial especially if health insurance was not provided by your employer then there are other options. Here are the ways to get health insurance as a 1099 Freight Agent:
Through your Spouse's Employer Plan or individual plan:
- Typically, most 1099 contractors look to their spouse to carry the insurance for the family. In some cases, this may be the best option. However, when adding a spouse and/or dependents onto an employer plan, the premiums tend to skyrocket making the health insurance plan only affordable for the employee. In these cases, we would look to our other options before over paying for health insurance.
Through a health insurance agent, broker, advisor:
- Caution: Be very selective on where you submit your information online as most online quote platforms send your information to every health insurance agent across the country. Here at USA Health Insurance Plan, we pair you with 1 agent and 1 agent only. You will deal with one agent who will walk you through all of your options including healthcare.gov, https://www.ehealthinsurance.com which is where you can find marketplace options (same as healthcare.gov) and Short-term policies which are a temporary fix. In addition, some agents have access to plans not available to the public that are designed for 1099 contractors and self employed individuals.
Click below to schedule a time with an agent from USA Health Insurance Plan who will personally walk you through everyone of your options.
Through healthcare.gov:
- Healthcare.gov is the public marketplace where majority of Americans purchase their health insurance. It is also referred to as Obamacare. On Healthcare.gov, these options are great for some individuals however, health insurance is not a one size fits all. Healthcare.gov is best for individuals who have chronic illnesses and or low income individuals and families. If you have pre-existing conditions, you need to apply on healthcare.gov.
Through the insurance carrier directly:
- Typically when going directly through the carrier you will see an increase in premiums especially if you did not qualify for financial assistance through healthcare.gov. These options are great if you have pre-existing conditions and want to explore plans outside of the marketplace.
Making the Switch from W2 Employee to 1099 Logistics Agent?
If health insurance was not provided at work then there are other options such as Employment Benefits where premiums may have been deducted from your paycheck while the employer would cover any remaining costs. Regardless if you go with an Agent Program or LDI, make sure to think about this vital aspect when deciding on these two programs because without proper protection people could end up having financial hardships should anything happen to them physically
Making the Switch from W2 Employee to 1099 Logistics Agent?
If health insurance was not provided at work then there are other options such as Employment Benefits where premiums may have been deducted from your paycheck while the employer would cover any remaining costs. Regardless if you go with an Agent Program or LDI, make sure to think about this vital aspect when deciding on these two programs because without proper protection people could end up having financial hardships should anything happen to them physically
Pay less for
the insurance you need.
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network
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emergencies
Take some worries off
your plate
Logistic's Testimonial
Switching to a 1099 logistics agent was a tough transition and I want to thank USA Health Insurance Plan for assisting me with finding an affordable health insurance plan quickly so I did not have to worry about it.
Jennifer Smith
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